Kenoli Oleari
I am self employed and have been my whole life. I paid for insurance for over two decades. It got to the point I couldn’t afford it. They put me on their "steps" plan which was very reasonable but finally ended. My premium went up to 1/4 of my income. I had to drop out of my insurance. I paid over $70,000 dollars into this system hoping it would cover me when I got older. I used it very little as I am healthy. Now I have nothing. My $70,000 is gone. I would have been much better off putting it in a bank. I have no access to health insurance. I am 62, I don’t qualify for MediCare because I have a small savings of $4000. For this reason, I do not qualify for any other medical assistance. At the same time, I can’t afford to pay a doctor or hospital to see them. I tried to set up an appointment just to get my prescriptions refilled and the cost is too much. Now I am going to have to stop taking my prescriptions. I am worried that if the governor’s bill passes, I will be required to pay for insurance even though I can’t afford it and end up in debtors’ prison. I think it is silly that someone should have to liquidate all their assets and give up any savings in order to get help from the state. This also means that if you start getting help there is a big disincentive to try to improve your situation, as you will be kicked off of assistance and still not be able to pay for it yourself. This whole situation is horrible.
|
There is Widespread Support for Reform
 81% of voters agree with the statement "it should be public policy that government guarantee that all Californians have access to affordable health care insurance or other health care coverage."
Source: Field Poll, "California Voter Views of the Health Care System (Part 1 of 2)," January 3, 2007.
 Over 75 percent of those filing medical-related bankruptcies had health insurance at the onset of their illness. Recent studies have found that nearly half of all personal bankruptcies in the US are related to medical causes, that those facing bankruptcy due to medical costs face average out-of-pocket costs of nearly $12,000, and that over 75 percent have health insurance at the onset of their illness.
|